This guide explains how to use Income Loss Evidence for Injury Claims NSW as an accurate working record, how to connect it to source documents and what the material cannot prove on its own. It is a practical working guide, not an official form, a medical opinion or advice about what your individual claim requires.
NSW Injury Claims is a specialised injury-claims branch of Stephen Young Lawyers.
Stephen Young, Principal Lawyer of Stephen Young Lawyers, is an Accredited Specialist in Personal Injury Law.
How should Income Loss Evidence for Injury Claims NSW be used?
This guide explains how to use Income Loss Evidence for Injury Claims NSW as an accurate working record, how to connect it to source documents and what the material cannot prove on its own. Keep original, dated material where possible, separate facts from assumptions, and record where each important item came from. One document rarely proves a claim by itself; the useful question is how the records fit together.
Working copy
Print this guide or save it as a PDF
The printed version removes navigation and enquiry panels so you can use the checklist as a private working copy. It is not an official form.
What this record is designed to do
A clear working record can make dates, evidence gaps and questions easier to identify. It should accurately summarise existing material rather than change, embellish or replace the original record. This guide explains how to use Income Loss Evidence for Injury Claims NSW as an accurate working record, how to connect it to source documents and what the material cannot prove on its own.
Practical checklist
Collect only material that is relevant, keep the original version, and use a consistent naming and dating system. The exact records required depend on the claim type and the issue being decided.
Pre-injury and post-injury earnings records covering the same comparable periods
Payslips showing ordinary hours, overtime, allowances and leave
Tax returns, notices of assessment and business records where relevant
Usual duties, modified duties, hours, physical demands and changes after injury
Capacity certificates, restrictions, suitable-duties plans and return-to-work records
A practical example
Create one dated entry or folder containing the first item below, attach the second item, and note the third item as its source. Keep fact, recollection and unanswered questions in separate fields so another reader can understand the record without guessing. For this guide, start with “Pre-injury and post-injury earnings records covering the same comparable periods”, attach “Payslips showing ordinary hours, overtime, allowances and leave”, and cross-reference “Tax returns, notices of assessment and business records where relevant”.
What this guide does not prove
A checklist, diary, chronology or template does not establish fault, medical causation, eligibility, impairment or the value of a claim. Decision-makers may require original records, verified evidence or expert opinion. Do not alter source documents or present this working guide as an official form.
Common mistakes to avoid
Good organisation is useful only if the underlying record stays accurate. Avoid turning a memory aid into a confident statement that goes beyond what the documents or witness actually show.
Mixing estimates with confirmed dates without labelling the difference
Deleting, cropping or overwriting original files
Sending a large unsorted bundle with no index or explanation
Including unnecessary personal information when a limited working copy would do
Print-friendly working copy
Use the print button on this page to create a paper or PDF working copy. Add handwritten notes only to your copy, keep the source documents separately, and check the final bundle before sharing it.
Tick each item only after checking the source document
Write “unknown” rather than guessing a date or detail
Add the file name or page reference beside each important entry
Keep a secure copy of what was sent and when
Claim pathways where these records may help
The same document can have a different role in a CTP, workers compensation, public liability, medical negligence or TPD enquiry. The claim pathway, decision-maker and disputed issue determine what weight a record may carry.
Motor vehicle accident and CTP claims
Work injury and workers compensation claims
Public liability injury claims
Medical negligence enquiries
Superannuation TPD insurance claims
Before sending a document bundle
Check that the pages are readable, dates are consistent, private material is handled securely and any insurer request or stated response date is identified. If you are unsure what matters, send a short index and the key decision letter first.
Short general answers only. The right next step depends on the facts, dates and documents.
What should this working record include?
Include the relevant source material, clear dates, a short explanation of what each item shows and any question that remains unanswered. Keep the original documents separately.
Does keeping this material prove that I have a claim?
No. Entitlement depends on the claim pathway, facts, medical and other evidence, causation, loss, applicable rules and the decision-maker’s assessment.
Not necessarily. Preserve the complete file, but check what has been requested, remove unnecessary duplicates, protect sensitive information and get advice if a response date or dispute may apply.
Tell us where and when the injury happened, what has changed since, and whether an insurer, employer or super fund has contacted you. The enquiry can then be directed to the likely pathway.